How much you travel every month? Or how much you go relax at a coffee shop every week? You might visit too many places every week or month but one thing stays common with you is your credit cards and cell phone. How your phone can prove lethal to your life is a question that might pop up in your mind. But it is the only thing that leads you to digital identity theft. It is really easy to deal with old school pick-pocketing tricks but this trick may leave you crying because your personal identity and financial information is at stake. Digital identity theft can happen to anyone who is not aware of his assets like the phones, tablets, computers etc.
How vulnerable our credit cards and cell phones are?
In digital identity theft, the thief steals your financial and other personal information electronically. The cards that are prone to the risk of theft are enabled with RF technology which allows you to “wave and pay”. You need to always shred your bank statements and other papers that carry your important information. Even your garbage picker may steal your identity because he might get any document from the garbage that carries your information including your name, phone number, card details etc.
If you are suspicious about any such activity that may lead your life to ruins, you should immediately take action on it. Thieves nowadays are committing Radio Frequency Identification Identity theft and use Near Field Communication (NFC) to steal the credit card numbers. Even without touching your credit card or cell phones, these identity thieves can obtain your details remotely. The machines they use are inexpensive that can help them replicate your card details and can sell them to others.
Apart from data theft, identity theft is also one of the inescapable crime in our society. Hacking cell phones is one of the easiest ways for thieves to steal someone’s information. Basically, people save their information in their phones these days, like financial data, personal data etc. If your cell phone is caught by a thief, it becomes a gold mine for the thief because all he has to do is to open your cell phone and get all data at one place.
Tips to keep yourself safe from digital identity theft:
1. Always be suspicious when you find any unsolicited credit card or any documents in your mailbox. Even if you get a call from any bank or credit card company about issuing you a card on spec, tell them to remove your name from the mailing list. It could be a fraud.
2. No bank employee would call and ask you how much you earn or how much money you have in your account. So you do not have to give your information on any such fake call that asks about your personal details.
3. If you have Bluetooth and Wi-Fi enabled on your phone at any public place or even at home, make sure you change the settings to “Disabled” mode.
4. A very important move can save your life from being ruined. You should not keep the internet history intact, rather always clear your browser history.
5. If you lose your phone, laptop or credit card, the very first step you should take is to inform the local embassy or consulate.
Keeping yourself aware of the fact that anytime anybody can turn into an identity thief and for that you should be vigilant about every step you take. It is very easy for people to commit credit card frauds along with digital theft because a process named “skimming” is an aid to the thieves. In this process, they don’t even steal your credit card but just fix devices in ATM machines that tap your credit card number and other details through which they can steal everything that you owe. Remember there is no cure to this problem, but there is always a prevention beforehand. Also, make sure your computer has the latest virus-detection software installed that improves the security of your computer.